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covers damage to another person’s personal property or vehicle that you are legally responsible for in the event of a covered accident.  This coverage also covers your legal defense in the event that a lawsuit is brought against you.

Covers damage to your vehicle not caused by collision with another vehicle.  It covers damage as result from contact with animals, theft, fire, vandalism, and glass breakage or cracks. (subject to a deductible)

 Covers damage resulting from and accident or collision with another vehicle. (subject to deductible)

 Covers bodily injury damage, including medical costs, resulting from a covered accident that you are legally entitled to receive from a driver who has no insurance or whose insurance limits are not enough to reimburse you for damages they caused.

Covers damage to your vehicle resulting from an accident that you are legally entitled to receive from a driver who does not have any insurance or who has insurance limits that are not enough to repair your vehicle.

Covers medical expenses for you and others who are covered under your policy in the event of an accident, regardless of who was at fault.

Will cover towing, lockout service, jump starts, and flat tire assistance.  24/7 roadside assistance

This coverage pays for a rental car or other transportation (such as bus, taxi or subway) if you can’t drive your car due to a covered loss or accident.